Oakridge Business Loans, a small-business funding broker in Bellingham, WA, is a broker, not a lender. Lending partners review requests, approve or decline them, and set every rate and term. The broker does not promise approval, amounts, pricing or timing, and a merchant cash advance it discusses is not a loan.
A broker, not a lender
Oakridge Business Loans connects you with lending partners; partners make credit decisions and set rates and terms. The word Loans in our name describes the kind of funding owners ask about; Oakridge Business Loans does not lend money, approve requests or set pricing.
No promise of approval
Contacting us by phone or through the form does not mean a partner will approve your business, offer any particular amount or agree to any particular schedule. Each partner applies its own criteria, and the decision is its alone.
Partners set rates and terms
Lenders and funders decide the cost of any funding along with all its other terms and conditions. Oakridge Business Loans has no control over pricing. Read the full agreement, and ask the partner about anything unclear, before signing.
A merchant cash advance is not a loan
With a merchant cash advance, a funder buys part of a business's future receivables. Its pricing, collection and enforcement do not work the way a loan's do; the merchant cash advance page explains holdbacks, factor rates and stacking.
How your information is shared
What you tell us, by phone or through the form, is used to work on your request and is shared with lending partners that may fund it. Partners use it to review the request and may check credit. The Privacy Policy holds the details.
Calls, texts and consent
The consent wording on the form explains how we and lending partners may call or text you. Texting STOP ends messages at any time. See the SMS terms.
Questions or complaints
Call (360) 370-4248, or write to Oakridge Business Loans, 1302 Commercial St, Bellingham, WA 98225.
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